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Loan-Status-Prediction-using-Classification-Algorithms

$\textcolor{#246EAA}{\textsf{This supervised classification project was carried out as part of the IBM Data Science Professional certificate.}}$

https://www.coursera.org/professional-certificates/ibm-data-science

$\textcolor{#246EAA}{\textsf{Loan Status Prediction using Classification Algorithms}}$:

  • KNN,
  • Decision Tree
  • SVM,
  • Logistic Regression.

$\textcolor{#246EAA}{\textsf{Determination of the best classifier. No optimization of hyperparameters.}}$
$\textcolor{#246EAA}{\textsf{The dataset is about past loans, it includes details of 346 customers whose loans are already}}$ $\textcolor{#246EAA}{\textsf{paid off or defaulted. It includes following fields}}$:

Field Description
Loan_status Whether a loan is paid off on in collection
Principal Basic principal loan amount
Terms Origination terms which can be weekly (7 days), biweekly, and monthly payoff schedule
Effective_date When the loan got originated and took effects
Due_date Since it’s one-time payoff schedule, each loan has one single due date
Age Age of applicant
Education Education of applicant
Gender The gender of applicant

Stephane D. Oct-2022