Bank card payment option - Account page confusing

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In swarm desktop after clicking "Setup wallet" from the Info page, or by clicking Account on the left side, it takes us to a page that offers a "Get started with bank card" option. The following "Top-up with bank card" page does not offer a bank card payment function.
It has a text "If you're not familiar with cryptocurrencies, you may use this guide." But this link will certainly not help people who are "not familiar with cryptocurrency" as it has many hard to follow steps.
Please add the bank card payment option directly on the Accounts page, where the user can type in card details without additional steps.

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I now read the link on the page
https://medium.com/ethereum-swarm/upgrading-swarm-deskotp-app-beta-from-an-ultra-light-to-a-light-node-65d52cab7f2c
but this is a nightmare (very many steps, each confusing for a non-expert, with lots of opportunities to get stuck), absolutely unimaginable for non-experts to follow all these steps before they give up. Do this is you don't want people to use Swarm.
If we want people to actually use Swarm, the credit card number entry should happen right on the Setup wallet / Accounts page with no additional steps.