diff --git a/modules/minigl/src/main/java/org/jpos/gl/GLSession.java b/modules/minigl/src/main/java/org/jpos/gl/GLSession.java
index 577375f6b7..5b634cfe4a 100644
--- a/modules/minigl/src/main/java/org/jpos/gl/GLSession.java
+++ b/modules/minigl/src/main/java/org/jpos/gl/GLSession.java
@@ -1543,6 +1543,9 @@ private BalanceCache createFinalBalanceCache (Journal journal, FinalAccount acct
             c.setJournal (journal);
             c.setAccount (acct);
             c.setLayers (layersToString(layers));
+            c.setBalance(ZERO);     //Ensure we load a balance in the cache
+                                    //if maxId > 0 then the cache includes some entries, and
+                                    // we set the balance in the next if, before saving it.
         }
         if (maxId != c.getRef()) {
             c.setRef (maxId);