diff --git a/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtDynamicError.scala b/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtDynamicError.scala
index 6c1ff02aba..a3d0de049d 100644
--- a/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtDynamicError.scala
+++ b/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtDynamicError.scala
@@ -23,8 +23,8 @@ object ScalafmtDynamicError {
   class ConfigMissingVersion(configPath: Path)
       extends ConfigError(configPath, "Missing version")
 
-  class ConfigParseError(configPath: Path, why: String)
-      extends ConfigError(configPath, s"Invalid config: $why")
+  class ConfigParseError(configPath: Path, why: String, cause: Throwable = null)
+      extends ConfigError(configPath, s"Invalid config: $why", cause)
 
   class CannotDownload(
       configPath: Path,
diff --git a/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtReflect.scala b/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtReflect.scala
index e1f3731f7e..0d47b63428 100644
--- a/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtReflect.scala
+++ b/scalafmt-dynamic/src/main/scala/org/scalafmt/dynamic/ScalafmtReflect.scala
@@ -2,6 +2,7 @@ package org.scalafmt.dynamic
 
 import com.typesafe.config.ConfigFactory
 import java.io.Closeable
+import java.net.URLClassLoader
 import java.nio.file.Path
 import org.scalafmt.dynamic.exceptions._
 import org.scalafmt.dynamic.utils.ReflectUtils._
@@ -57,19 +58,36 @@ case class ScalafmtReflect(
     }
 
   private def parseConfigWith(
-      f: => Try[Object]
-  )(g: Throwable => Throwable): Try[ScalafmtReflectConfig] =
+      f: => Try[Object],
+      path: Path = null
+  ): Try[ScalafmtReflectConfig] = {
+    @inline def fail(msg: String, e: Throwable) =
+      Failure(new ScalafmtDynamicError.ConfigParseError(path, msg, e))
     f.map { configured =>
       new ScalafmtReflectConfig(this)(configured.invoke("get"))
-    }.recoverWith { case ReflectionException(e) => Failure(g(e)) }
+    }.recoverWith {
+      case e: ReflectiveOperationException =>
+        val msg = classLoader match {
+          case x: URLClassLoader =>
+            ScalafmtDynamicError.getCorruptedClassPath(version, x.getURLs)
+          case _ => "Config dynamic load error"
+        }
+        fail(msg, e)
+      case e => fail(e.getMessage, e.getCause)
+    }
+  }
 
   def parseConfig(path: Path): Try[ScalafmtReflectConfig] =
-    parseConfigWith(parseConfigPost300(path)) { e =>
-      new ScalafmtDynamicError.ConfigParseError(path, e.getMessage)
-    }
+    parseConfigWith(parseConfigPost300(path), path)
+
+  def parseConfigFromString(
+      path: Path,
+      text: String
+  ): Try[ScalafmtReflectConfig] =
+    parseConfigWith(parseConfigPre300(text), path)
 
   def parseConfigFromString(text: String): Try[ScalafmtReflectConfig] =
-    parseConfigWith(parseConfigPre300(text))(identity)
+    parseConfigWith(parseConfigPre300(text))
 
   private def parseConfigPost300(path: Path): Try[Object] = {
     if (version < ScalafmtVersion(3, 0, 0, 7)) parseConfigPre300(path)